二手车贷款12万利息6厘三年多少钱

The interest rate on second-hand car loans is generally around 20%. Factors such as the age and mileage of a used car will determine whether the used car can be used as a mortgage loan. If a used car is too old, it will be difficult to apply for a loan.
Currently, the interest rate for second-hand car loans on the market is generally around 6% to 8% per month. Some platforms may have higher interest rates. For example, for Uxin used cars, the annual interest rate is about 6% depending on the down payment and installment length.
Generally, the interest rate on second-hand car loans is around 6 to 8 percent, and some platforms may be even higher. 8% interest is equivalent to a monthly interest rate of 0.8%, which translates into an annual interest rate of approximately 6%.
Currently, the annual interest rate of Uxin used car loans is 6%. If the down payment is 30% or 50%, the loan term is 24 or 36 periods. The annual interest rate of bank loans is generally around 4% to 6%.
In general, the interest rate on second-hand car loans is generally between 6% and 8%. The specific interest rate depends on factors such as the condition of the vehicle, platform policies, and loan period.

1. What is the general interest rate on second-hand cars?

The calculation of second-hand car loan interest is related to the repayment method. Here we take equal principal and interest and equal principal repayment as an example. A second-hand car loan of 100,000 yuan, the loan term is 2 years, the loan interest rate is 8%, the monthly repayment amount is 4522.73 yuan, and the total interest is 8545.5 yuan. For equal principal repayments, the monthly payment for the first month is 4833.33 yuan

2. How much are the handling fees and interest for buying a second-hand car? Please give me an answer

If you want to buy a new car, buy a new one. , second-hand cars are not insured

3. What is the average interest rate for a second-hand car

The editor has compiled the relevant content of "How many percent is the average interest rate for a second-hand car" that everyone is often concerned about, as shown below . The current monthly interest rate for second-hand car loans on the market is generally around 6% to 8%, and the lending rates on some platforms may be higher. For example, Uxin second-hand cars currently offer 30% down payment and 50% down payment, and the annual interest rate is generally around 6.6% when paid in 24 or 36 installments. In fact, you can also buy second-hand cars. The second-hand car market and transactions that have developed to today's level are actually very developed. In terms of car quality and risk protection, they have improved a lot than before. There are still many tips and things to pay attention to when buying a used car. First of all, it would be best if you have someone who is familiar with selling used cars or knows someone who sells used cars. However, there are still some cars of poor quality in the second-hand car market, such as flood-damaged cars, accident cars, and disabled cars. After the second-hand car dealers get these cars, they will make targeted modifications. Generally, they are not professionals or appraisers, and they are ugly. When you get the clues, you may find problems long after you buy it and drive it to a repair shop only to find out that it is an accident car that has been overhauled. It is also very difficult to get it. Try to choose a reputable second-hand car dealer for transactions. After all, if the business grows bigger, many aspects are guaranteed, which will reduce a lot of risks. Millions of car purchase subsidies

4. What is the general interest rate for second-hand car loans?

The interest rate of 7% on a second-hand car, which is a monthly interest rate of 0.7%, is converted into an annual interest rate of 8.4%. Currently, it is 30% or 50%. If the loan term is 24 or 36 periods, then the annual interest rate of the loan It is given to 6.6%. However, the annual interest rate of bank loans is generally only 4%.

Loans in the second-hand car market are different from new car loans. There are also three-year loans for some used cars. The minimum down payment is 50%, and the total interest is the total amount of the loan. of more than 20%. Second payment × loan term – loan amount = total interest. Therefore, consumers must also weigh their repayment ability.

Things to note about second-hand car loans

Loan period, new car loan year. The maximum loan limit for second-hand cars is 36 periods, which is 3 years. There are very few loan interest rates, and the loan interest rates for new cars and used cars are all based on interest rates. However, under the same circumstances, the loan interest rate for second-hand cars is higher than that for new cars

The procedures required to buy a car with a loan require you to be over 18 years old and have full capacity for civil conduct. It is necessary to fill in a personal loan application form, valid personal identity document, household registration certificate or permanent resident certificate, valid personal income certificate, car purchase intention certificate issued by the car dealer, loan car purchase certificate, mortgage certificate and other documents.