Do all Guazi used cars have service fees?
发布:千仲任
1. When buying a car with a loan on this platform, the down payment ratio ranges from 0% to 30%;
2. The monthly loan interest ranges from 0.580% to 0.850%;< br/>3. The annual interest rate is usually between 8%;
4. The corresponding interest rate of the loan is inversely proportional to the loan conditions. The lower the application threshold, the higher the interest rate, and conversely, the lower the interest rate.
For successful transactions on the Guazi second-hand car online platform, the buyer may be charged a service fee of 3% of the car price, including a one-year and more than 20,000-kilometer warranty, and if the car has quality problems, it supports the return of the car within fourteen days. Guazi second-hand cars charge a service fee of 2% of the seller’s car price. The service fee for paying in full for a car is 9% of the car price. If it is a carefully selected car, the service fee will not exceed 9% of the transaction amount.
For users who purchase a car in full, the car purchase service fee is 9% of the transaction price. If the vehicle price is less than 50,000 yuan, the service fee is 4,499 yuan. Taking a car worth 100,000 yuan as an example, the service fee is 9,000 yuan, and the total cost is 190,000 yuan. If the transaction price is 40,000 yuan, then the landing price is 44,499 yuan.
For users who choose to refinance to purchase a car, in addition to paying the above service fees, they also need to pay an interest rate fee of about 8%. However, the platform will not charge additional interest rate fees. Take the purchase of a car worth 100,000 yuan with a split loan as an example. Only a service fee of 9,000 yuan is charged, and the landing price is 117,000 yuan.
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